Currency & Credit Card

Bringing Money to Vietnam



Every country has restrictions on the amount of cash that can be brought out of the border. If you plan to bring more than 10,000 dollars value, be prepared for custom declaration. Moreover, bringing cash overseas might not be the safest and most convenient way when you travel. It is important, however, to keep a couple hun-dred dollars in small denomination to cover the cost before you can find a bank or ATMs machines. At the airports, train stations and tourists’ areas, there are plenty of currency exchange stalls. Avoid the black market, no matter how competitive the offered rate is.

Credit Cards

Visa Card, Master Card and American Ex-press are widely accepted in larger hotels, restaurants and stores in big cities. Expect a 3% commission on most transactions. You can also request for cash advancement at Vietcombank, Citibank and other foreign banks in Hanoi and Hochiminh City at simi-
lar charge.

ATM Machines

ATM machines are abundant in most cities and handy when you need quick cash. The charge for withdrawal varies by banks but do not exceed $2 per transaction. Except for ANZ which allows a maximum withdrawal of 4,000,000 (about USD200), most other banks allow withdrawal of only 2,000,000 or less (about USD100). All withdrawals are in Vietnam Dong. Larger cash advance can be arranged during office hours with bank staffs.

Traveller Cheques

Traveller cheques are easy to keep but not as popular as it might sound. If you opt for this option, make sure the currency in your cheque is US dollars which will save you a lot of pain when you get to the authorized foreign-exchanged banks. Most banks will charge you 0.5-2% as you buy the cheque and to cash the cheque, it will be an addi- tional 0.5-1%.

Bank and Post office in Halong City

Asia Commercial Bank

  • Address: 747-749 Le Thanh Tong Halong- Quang Ninh Province.
  • Tel: (033) 3818282/99

Postoffice in Bai Chay

  • Add: Intersection of Vuon Dao
    and Ha Long St., Ha Long City
    Quang Ninh Province.
  • Tel: (84-33) 840 400


  • Address: 172 Le Thanh Tong
  • Ha Long – Quang Ninh Province.
    Tel. (033) 3823 364
  • A new and more convenient branch in
    Bai Chay with the usual exchange and ATM.

Postoffice in Hon Gai

  • Add: Le Thanh Tong St.,
    Ha Long City – Quang Ninh Province.
  • Tel: 825 925

Maritime Bank – Quang Ninh

  • Address: 168 Le Thanh Tong
    Halong- Quang Ninh Province.
  • Tel: (033) 3826 174